Angela Cotten's Blog Posts

Your Friends Are Crazy Wrong If Theyre Telling You Not To Buy

The current narrative is that home prices have risen so much so that it is no longer a smart idea to purchase a home. Your family and friends might suggest that buying a home right now (whether a

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A Housing Bubble

A Housing Bubble? Industry Experts Say NO!With residential home prices continuing to appreciate at levels above historic norms, some are questioning if we are heading toward another housing bubble

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The Buyers Are Out Now

Why Sell Now Instead of Later? The Buyers are Out NowEach year, most homeowners wait until the spring to sell their houses because they believe that they can get a better deal during the normal

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Buying A Home Can Be Scary

Buying a Home Can Be Scary... Unless You Know the Facts [INFOGRAPHIC]Some Highlights:Many potential homebuyers believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a

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Hiring An Agent To Sell Your House May Cost You NOTHING

There is no doubt that it is easier to sell your house when using the services of a local real estate professional. The agent will provide: Greater exposure to more buyers The skills of a

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Net Worth Of Homeowners 44X Greater Than Renters

Every three years, the Federal Reserve conducts their Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey

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The Mortgage Process

The Mortgage Process: What You Need to Know [INFOGRAPHIC]Some Highlights: Many buyers are purchasing a home with a down payment as little as 3%. You may already qualify for a loan, even

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Competition Is Coming

Thinking of Selling your Home? Competition is ComingThe number of building permits issued for single-family homes is the best indicator of how many newly built homes will rise over the next few

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Why Are So Few Homes For Sale

There is no doubt that the largest challenge in today’s housing market is a lack of housing inventory for sale. This challenge has been defined as an “overwhelming lack of,

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Homeownership Is A Precondition Of The American Dream

Hearth just released their 2017 State of the American Dream report which showed that Americans still see homeownership as an integral piece of the American Dream. The report confirmed

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America Needs Your House

The biggest challenge in today’s real estate market is a lack of housing inventory. How big of a challenge is the housing shortage? Here are what four industry economists are saying on the issue

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FSBOs Dont Save Real Estate Commission

Study: FSBOs Don’t Save Real Estate CommissionOne of the main reasons why For Sale By Owners (FSBOs) don’t use a real estate agent is because they believe they will save the commission

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Jun 19 2017 17359 1

Buying Is Now 33.1% Cheaper Than Renting in the USThe results of the latest Rent vs. Buy Report from Trulia show that homeownership remains cheaper than renting with a

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Jun 17 2017 17359 1

The TRUTH Behind the RENT vs. BUY DebateIn a blog post published last Friday, CNBC’s Diana Olnick reported on the latest results of the FAU Buy vs. Rent Index. The index examines

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Jun 13 2017 17359 1

Homeownership Is a Good Financial Investment!According to a recent report by Trulia, “buying is cheaper than renting in 100 of the largest metro areas by an average of 33%.”&

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May 30 2017 17359 1

#1 Reason to List Your House for Sale, NOW!If you are debating listing your house for sale this year, here is the #1 reason not to wait!Buyer Demand Continues to Outpace the Supply of Homes for Sale

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May 22 2017 17359 1

Selling Your Home? Is Your Listing ‘Pet-Friendly’?One of the many benefits of owning your own home is the freedom to find your ‘furever’ friend. By pointing out the aspects of your home that

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May 1 2017 17359 1

Your Tax Return: Bring it HomeThis time of year, many people eagerly check their mailboxes looking for their tax return check from the IRS. But, what do most people plan to do with the money? 

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Apr 24 2017 17359 1

How Fast Can You Save for a Down Payment?Saving for a down payment is often the biggest hurdle for a first-time homebuyer. Depending on where you live, median income, median rents, and home prices

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Apr 17 2017 17359 1

Thinking of Selling? Now Is the Time to ActIf you thought about selling your house this year, now may be the time to do it. The inventory of homes for sale is well below historic norms and buyer

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Apr 14 2017 17359 1

Is Your First Home Within Your Grasp? [INFOGRAPHIC]Some Highlights: ‘Millennials’ are defined as 18-36 year olds according to the US Census Bureau. According to NAR’s 

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Apr 13 2017 17359 1

Consumer Confidence in Economy & Housing is SoaringThe success of the housing market is strongly tied to the consumer’s confidence in the overall economy. For that reason, we believe 2017 will be

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Apr 11 2017 17359 1

Careful…Don’t Get Caught in the Rental Trap!There are many benefits to homeownership. One of the top benefits is being able to protect yourself from rising rents by locking in your housing cost

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Apr 9 2017 17359 1

Buying this Spring? Be Prepared for Bidding WarsTraditionally, spring is the busiest season for real estate. Buyers come out in force and homeowners list their houses for sale hoping to capitalize

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Apr 4 2017 17359 1

15,014 Homes Sold Yesterday… Did Yours?There are some homeowners that have been waiting for months to get a price they hoped for when they originally listed their house for sale. The only thing

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Mar 30 2017 17359 1

Consumer Confidence in Economy & Housing is SoaringThe success of the housing market is strongly tied to the consumer’s confidence in the overall economy. For that reason, we believe 2017 will be

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Mar 24 2017 17359 1

How Low Supply & High Demand Impacts the Real Estate Market [INFOGRAPHIC]Some Highlights: The concept of Supply & Demand is a simple one. The best time to sell something is when the supply of

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Mar 20 2017 17359 1

4 Great Reasons to Buy This Spring!Here are four great reasons to consider buying a home today instead of waiting.1. Prices Will Continue to RiseCoreLogic’s latest Home Price Index 

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Mar 17 2017 17359 1

Don’t Let Your Luck Run Out [INFOGRAPHIC]Some Highlights: The “Cost of Waiting to Buy” is defined as the additional funds it would take to buy a home if prices and interest rates were to

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Mar 14 2017 17359 1

How to Get the Most Money When Selling Your HomeEvery homeowner wants to make sure they get the best price when selling their home. But how do you guarantee that you receive maximum value for your

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Mar 9 2017 17359 1

Housing Market Expected to “Spring Forward”Just like our clocks this weekend in the majority of the country, the housing market will soon “spring forward!” Similar to tension in a

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Mar 6 2017 17359 1

The Connection Between Home Prices & Family WealthOver the next five years, home prices are expected to appreciate 3.22% per year on average and to grow by 17.3% cumulatively, according to

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Feb 23 2017 17359 1

The Impact of Homeownership on Family HealthThe National Association of Realtors recently released a study titled 'Social Benefits of Homeownership and Stable Housing.’ The

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Feb 21 2017 17359 1

Access: A Key Component in Getting Your House SOLD!So, you’ve decided to sell your house. You’ve hired a real estate professional to help you with the entire process, and they have asked you

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Feb 17 2017 17359 1

Do You Know the Real Cost of Renting vs. Buying? Some Highlights: Historically, the choice between renting or buying a home has been a close decision. Looking at the percentage of income

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Feb 15 2017 17359 1

10 Best-Kept Secrets for Buying a HomeGet the most out of your money with these handy home-buying tips.Buying Secret #10: Keep Your Money Where It IsIt’s not wise to make any huge purchases or

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Feb 13 2017 17359 1

Hispanics & Housing: Demand Over The Next DecadeThe Mortgage Bankers’ Association (MBA) recently released a report: ‘Housing Demand: Demographics And The Numbers Behind The

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Feb 3 2017 17359 1

Millionaire to Millennials: Buy a Home!!Last week, CNBC ran an article quoting self-made millionaire David Bach explaining that not purchasing a home is "the single biggest

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Jan 31 2017 17359 1

2 Myths That May Be Holding Back BuyersFannie Mae’s article, “What Consumers (Don’t) Know About Mortgage Qualification Criteria,” revealed that “only 5 to 16 percent of

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Thinking Of Selling

Thinking of Selling? Why Now is the TimeIt is common knowledge that a large number of homes sell during the spring-buying season. For that reason, many homeowners hold off on putting their homes on

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Will Housing Affordability Be A Challenge In 2017

Some industry experts are saying that the housing market may be heading for a slowdown in 2017 based on rising home prices and a jump in mortgage interest rates. One of the data points they use is

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Is This The Year To Move Up To Your Dream Home

It appears that Americans are regaining faith in the U.S. economy. The following indexes have each shown a dramatic jump in consumer confidence in their latest surveys: The University of Michigan

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Millionaire To Millennials Buy A Home

Millionaire to Millennials: Buy a Home!!Last week, CNBC ran an article quoting self-made millionaire David Bach explaining that not purchasing a home is "the single biggest

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Start 2017 Off Right

As we are about to bring in the New Year, families across the country will be deciding if this is the year that they will sell their current house and move into their dream home. Many will decide

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The Fed Raised Rates

You may have heard that the Federal Reserve raised rates last week… But what does that mean if you are looking to buy a home in the near future?Many in the housing industry have

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Why You Shouldnt Take Your House Off The Market During The Holidays

If you are one of the many homeowners who is debating taking your home off the market for the next few weeks, don’t! You will miss the great opportunity you have right now!The latest Existing

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Selling In The Winter Attracts Serious Buyers

A recent study of more than 7 million home sales over the past four years revealed that the season in which a home is listed may be able to shed some light on the likelihood that the home

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Dec 2 2016 17359 1

WALSH FORT WORTH UPDATENew Homes Starting in the upper $200’sLet me know if you are interested in checking out the new development.  The homes are perched atop rolling hills and meandering

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5 Reasons Why Homeownership Is A Good Financial Investment

According to a recent report by Trulia, “buying is cheaper than renting in 100 of the largest metro areas by an average of 37.7%.” That may have some thinking about

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Dont Overlook An Outdated Kitchen

If you are planning on listing your home for sale, make sure that you don’t overlook the condition of your kitchen. A recent article on realtor.com listed “7 Signs Your

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From Empty Nest To Full House Multigenerational Families Are Back

Multigenerational homes are coming back in a big way! In the 1950s, about 21%, or 32.2 million Americans shared a roof with their grown children or parents. According to a recent Pew Research

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Think All Millennials Live In Their Parents Basement

Think All Millennials Live in Their Parent's Basement? Think Again!According to the Census Bureau, millennials have overtaken baby boomers as the largest generation in U.S. History.,

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Percentage Of Homeownership By Decade And By State

There has been a lot of talk about the falling homeownership rate in the United States. In December 2004, the homeownership rate reached an all-time high of 69.4%, while the current rate is 62.9%.

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The Great News About Rising Prices

Recently there has been a lot of talk about home prices and if they are accelerating too quickly. In some areas of the country, seller supply (homes for sale) cannot keep up with the number of

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Appraisers Homeowners Dont See EyeToEye On Values

In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts are projecting that home values could appreciate by another 5%+

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Why We Need More Newly Constructed Homes

The number of new home sales is far off historic norms. The National Association of Realtors (NAR) just reported that the percentage of all house sales that were newly

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Why We All Need A Phil Dunphy On Our Side

Whether or not you’ve ever seen an episode of Modern Family, or know who Phil Dunphy’s character is, the concept of knowing that you have someone in your corner who is

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Ready To Make An Offer 4 Tips For Success

So you’ve been searching for that perfect house to call a ‘home’ and you finally found one! The price is right, and in such a competitive market you want to make sure you make a good offer so

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Why Getting PreApproved Should Be Your First Step

In many markets across the country, the amount of buyers searching for their dream homes greatly outnumbers the amount of homes for sale. This has led to a competitive marketplace where

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Sep 15 2016 17359 1

http://mykcm.com/2016/09/12/interest-rates-remain-at-historic-lows-but-for-how/

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New Construction Numbers Now Versus 2005

There is some thinking that the pace of the housing recovery is unsustainable and that we may be heading for another housing bubble. However, Jonathan Smoke, the Chief Economist of realtor.com

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Hire A Real Estate Pro

Some Highlights: Hiring a Real Estate Professional to buy your dream home, or sell your current house, is one of the most 'educated' decisions you can make! A Real Estate Professional has the

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How Scary Is The Housing Affordability Index

How Scary is the Housing Affordability Index?How Scary is the Housing Affordability Index?How Scary is the Housing Affordability Index?Some industry pundits are saying that the housing market may be

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4 Stats That PROVE This Is NOT 2005 All Over Again

Recent research by the National Association of Realtors (NAR) examined certain red flags that caused the housing crisis in 2005, and then compared them to today’s real estate

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What Does Home Mean To You

No matter what shape or size your living space is, the concept and feeling of home can mean different things to different people. Whether it’s a certain scent or a favorite chair, the emotional

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Take Another Look At Your Price

House Hasn’t Sold Yet? Take Another Look at Your Price!The residential housing market has been hot. Home sales have bounced back solidly and are now at their second highest pace since

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Slaying Myths About Buying A Home

Some Highlights: Interest Rates are still below historic numbers. 88% of property managers raised their rent in the last 12 months! Credit score requirements to be approved for a mortgage

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Baby Boomers Are On The Move

According to a Merrill Lynch study, “an estimated 4.2 million retirees moved into a new home last year alone.” Two-thirds of retirees say that they are likely to move at

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Thinking You Should FSBO

Thinking You Should FSBO? Think Again [INFOGRAPHIC]Some Highlights: According to NAR's Profile of Home Buyers & Sellers: 88% of buyers look for their new home online. Using a real

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4 Reasons To Buy This Summer

Summer is here! The temperature isn't the only thing heating up right now, so too is the housing market in many areas of the country! Here are four great reasons to consider buying a home today

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74 Percent Of Households In The US Now Have Significant Equity

CoreLogic’s latest Equity Report revealed that 92% of all mortgaged properties are now in a positive equity situation, while 74% now actually have significant equity (defined as

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Hurry Up And List Your House TODAY

That headline might be a little aggressive. However, as the data on the 2016 housing market begins to roll in, we can definitely say one thing: If you are considering selling, IT IS TIME TO LIST

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Reasons To Hire A Real Estate Pro

Whether you are buying or selling a home, it can be quite an adventurous journey. You need an experienced Real Estate Professional to lead you to your ultimate goal. In this world of instant

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How Does Housing Help Build Family Wealth

As the economy continues to improve, more and more Americans are seeing their personal financial situations also improving. Instead of just getting by, many are now beginning to save and find other

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Home Values Over The Next 5 Years

Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey.Every quarter, Pulsenomics surveys a

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Sales Up In Nearly Every Price Range

The National Association of Realtors’ most recent Existing Home Sales Report revealed that home sales were up rather dramatically over last year in five of the six price

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A Buyer In Hand Is Worth Two In The Bush

A ‘Buyer’ in Hand Is Worth Two in the BushIn today’s highly competitive seller’s market where there are more buyers than there are listings for them to purchase, some sellers may feel like

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Vacation Home Sales

Vacation Home Sales: Sales Down, Prices UpThe National Association of Realtors recently released their 2016 Investment and Vacation Home Buyers Survey. The survey revealed many

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Buying A Home Is 36 Percent Less Expensive Than Renting Nationwide

Buying a Home is 36% Less Expensive Than Renting Nationwide!In the latest Rent vs. Buy Report from Trulia, they explained that homeownership remains cheaper than renting with a

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The Market Needs Your Listing

The housing market is really heating up and buyer demand is dramatically increasing as we enter the spring season. However, one challenge to the current market is a major shortage of inventory.

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Dont Wait Move Up To Your Dream Home Now

Now that the housing market has stabilized, more and more homeowners are considering moving up to the home they have always dreamed of. Prices are still below those of a few years ago and interest

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Homeownership Is A Great Investment

Some Highlights: Harvard University's Joint Center of Housing Studies recently released the top financial & emotional reasons to own a home. Owning is a good way to build up wealth

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The Top 5 Reasons You Should Not For Sale By Owner

In today's market, with homes selling quickly and prices rising, some homeowners might consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). 

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3 Charts That Scream List Your Home Today

In school we all learned the Theory of Supply and Demand. When the demand for an item is greater than the supply of that item, the price will surely rise.SUPPLYThe National Association of

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The Difference An Hour Makes This Spring

Some Highlights: Sunday, March 13th, we "Spring Forward" one hour for Daylight Savings Time (except for our friends in HI & AZ). Every hour in the United States, 624 homes will sell and 118 homes

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Put Your Housing Cost To Work For You

There are many young people debating whether they should renew the lease on their apartment or sign a contract to purchase their first home. As we have said before, mortgage interest rates are still

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How To Get The Most Money When Selling Your Home

Every homeowner wants to make sure they maximize their financial reward when selling their home. But how do you guarantee that you receive maximum value for your house? Here are two keys to ensuring

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Thinking Of Buying A Home

With spring right around the corner, you may be wondering if you should wait to enter the housing market. Here are four great reasons to consider buying a home today instead of waiting.1. Prices

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Play Chess Not Checkers

Checkers is a simple game with a simple objective; eliminate the other player’s pieces. Even the process of doing so is simple, jump the other player’s pieces and start a collection. There is

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Appraisals In 2016

First American Title issues a quarterly report, the Real Estate Sentiment Index (RESI), which “measures title agent sentiment on a variety of key market metrics and industry

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What It Takes To Buy Your Own Home

There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they are married

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Show I Buy Now Or Wait Till Next Year

http://www.keepingcurrentmatters.com/2016/01/22/should-i-buy-now-or-wait-until-next-year-infographic/?utm_source=feedburner&utm_medium=email&utm_campaign

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Rents Are Skyrocketing

http://www.simplifyingthemarket.com/2016/01/20/rents-still-skyrocketing/?a=224513

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Real Estate Shines As An Investment

http://www.simplifyingthemarket.com/2016/01/05/real-estate-shines-as-an-investment-in-2015/?a=224513

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First Time Homebuying

Are You Wondering What It Takes To Buy Your First Home? Tuesday January 19th, 2016  First Time Home Buyers, For Buyers, MillennialsThere are many people sitting on the

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Jan 19 2016 17359 1

http://www.keepingcurrentmatters.com/category/buyers/first-time/

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